On 1 January 2009, major changes will be effective to change the way travel insurance is sold. The changes apply to sales companies as part of a holiday, such as travel agencies, tour operators, bus companies and airlines. This is reflected also in these shops, including shops, pharmacies, supermarkets and post office. Many of these companies are already selling in accordance with the laws of other products. However, a doubleStandard exists with regard to the manner in which the insured, because selling "products" section of companies (that only sell travel insurance) have been invited to respect the rules FSA since 2005.

The financial watchdog of the United Kingdom, the Financial Services Authority (FSA) to take over the regulation of the sale of travel insurance in the United Kingdom in January 2009. Since 1 January there will only be available for purchase through FSA regulated agents. SmallTravel agencies and tour operators are not justified to reduce the costs and delays in the complex process of compliance with FSA regulations. These companies can not help but refer their clients to FSA regulated brokers and agents are.

The message was not welcomed by traders in the number of packages, some of whom believe that their staff are trained and qualified to sell insurance. However, indications that not all companiesHow to do a good job. The government is under pressure, the new law, adopted in the past, insurance related problems. Many consumers suffer damage during the trip, since they are not adequately informed of the limits of politics that have been recommended for purchase.

One major area of concern was in relation to exemptions for pre-existing diseases. If the policy is sold, without the input of existing diseasesResult could be denial of all claims relating to, in the event of a problem. Another area that caused concern was non-customers who may need information in order to obtain additional insurance for dangerous sports. Some measures include only those activities, organized and arranged by the tour operator or agent. If the insurance is in the context of a holiday package to be sold, customers have understandably focused on the excitement and anticipation for the holidays andto pay due attention to the terms and conditions of the insurance contract. Unfortunately, many do not know how far it is not too late.

FSA regulation will translate into a much more efficient service to customers. The seller will impose strict FSA principles and guidelines that customers should be treated fairly and have access to a structured process for handling complaints to be bound. You can also enjoy the financial benefits of the mediator should any disputeare not settled directly with the companies.

These trips to the European Union member states are invited to obtain the European Health Insurance Card (EHIC) before departure. However, the card is not a substitute for the insertion of our comprehensive travel insurance. The card is the use in case of medical emergencies and accidents that can provide a free or low cost treatment in the participating countries. However, there is no cover forVariety of problems that arise during the trip, such as lost luggage, theft of valuables, cancellation and reduction of travel and repatriation of an emergency. Many people are unaware of the fact that neither a private policy, or the card provide cover for those who are abroad with the specific intention of remaining receive medical care.

After the FSA regulation is in place to monitor the insurance method of sale, customers are sure to be better informed before you leave.Currently set to continue for about ten to fifteen per cent of passenger travel without insurance. This suggests to millions of uninsured and vulnerable people visit each year to foreign countries. It is hoped that the confidence given to consumers in the insurance and general awareness of the importance of travel insurance, when an impulse by the imposing presence of the FSA was.

Related : 40 inch LCD HDTV