On November 21, Carl and his friends were driven in a van to visit the family when the car lost control on an icy road and fell into a ditch about 3 feet, rolling several times before stopping. Impact Carl thrown out of the car and serious injuries, neck and back, and left him with pain in his ribs and hands. An incident like this is quite serious in America, but this has happened in East Asia. Sub-standard health facilities, problems of intercultural communication andineffectiveness of medical evacuation procedures quickly, Carl and his family plunged into a nightmare.
Luckily, Carl has covered the travel insurance, medical evacuation, which would, because without them it had been sitting for payment of conveyance fee of $ 50,000 alone. U.S. insurance is not generally accepted medical outside of United States, and not Medicare and Medicaid programs will cover the cost of medical care outside the United States.
But there have beenProblems with the service, the evacuation began, long before it went to the flight emergency. Carl quickly learned that not all companies offer the same medical evacuation service quality.
It took four days, evacuated to Carl. Here are some reasons.
First, the insurance company to waste valuable time in a process of tenders for the right Medivac Company.
Secondly, they were not sure that the hospital to send him, because with the familyRange.
Thirdly, local customs and immigration officials took time to put in a state of emergency. Neither the company nor the insurance carrier Medivac had the phone numbers of authorities, the flight may be issued.
His concern, both for the accreditation of hospitals and the medical evacuation company was less desirable. The U.S. insurance company tried hard, but were not sufficiently informed about the conditions in thisRange.
So how do you know if you are buying travel insurance offers you the best service possible medical evacuation? We can not guarantee anything - after all, they are somewhat on local conditions where you can, you should have in an emergency abroad - that certainly can give assurances about the quality of their services.
Before buying travel insurance that covers medical evacuation to ask yourBroker or agent of these questions.
1 What is the process by which the number of my institution of a travel insurance company medical evacuation in case something happens to me while I am in X? Remember Carl had to wait until the insurance proposal for the service medical evacuation. Reassured to know that travel insurance has already been selected, with which you are working.
2. Who decides what hospital to goon? Carl was a local hospital, but the standards promised by the company originally purchased travel insurance, if one is given his travel insurance. They want to know if you have a choice of hospitals, or a neighbor or go back to your country of origin . It is not possible your first choice, because the emergency services to assess its condition to determine the flight time you can handle the seriousness of the situation to yours. In Carl'sCase was not familiar with the company's charter evacuation or travel insurance at home a lot on conditions the local hospital.
It helps to be ready when asked for the policy of medical evacuation if you buy travel insurance. Online research, bringing the evacuation of several businesses. With a look at their websites, you can get a better feel for what you want in a situation Medivac.
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