Graduating high school is a milestone in life. Beginning college is another milestone to be proud of, but what if you want a little adventure before or even during college? Most people dream about traveling abroad to Europe at least once in their lives, and what better time to do it than right before college? Spring and summer break during college is also a perfect time to go backpacking across Europe. If roughing it and staying in hostels is not your idea of fun, there are always tour groups or even cruises throughout the European continent.
While out having a fantastic adventure, what happens if you fall and break a leg? What if you have a simple toothache that turns into something more? You can fly home, in agony, to be taken care of. You would end up in a local hospital, one that probably wouldn't take your American insurance information, because it wouldn't work there. What you need is European insurance for student travel, and it's important to research your options before you leave for the adventure.
Insurance in general is an expensive, necessary part of life. Having to pay for it and never using it is not fun, but how much worse would life be if you desperately needed it and didn't have it? You can find out about European insurance for student travel from local travel agents as well as from the Internet. Some things to look for in a plan are...
· Hospitalization
· Doctors Visits
· Prescription Medication
· Evaluation and Repatriation
· 24 hour Assistance Service
Insurance coverage can range anywhere from $100 to $1,000,000 with average deductibles ranging from $250-$500. You also have the flexibility of picking the term of the insurance. If you are only going to be gone for one month, there is a plan to fit your needs. There are longer and shorter plans and the premiums are determined by the length of time needed and by the insured's age. The older you are, the more you are going to pay, with prices continually increasing in proportion to age.
Now while broken limbs and bruised and cuts are more obvious injuries, especially if you decide to backpack across the continent, there are other things that can happen that must be taken into account. What if you loose your medication or have a simple virus that turns nasty? Make sure that your insurance covers more than just a few minor things. Your European insurance for student travel should also cover...
· Mental Health
· Terrorism
· Maternity
· Dental/ Eye Care
· Accidental Death and Dismemberment
No one wants to think about something bad happening while on vacation, but a smart person always hopes for the best and plans for the worst. Go and explore the world around you, and have the peace of mind in knowing that no matter what happens, you are covered.
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