Scuba diving offers the chance to get up close and personal with many species of marine life. Many of the dive sites around the world attract tourists from all over, eager to explore the crystal clear waters, the coral reefs and the rich variety of life that calls it home.

Many enthusiasts choose to book their excursions through specialist holiday companies, and there are a wide range of resorts that offer boat trips and scuba excursions around the world.

Finding a dive site that suits your experience level is relatively easy, with most dive sites offering lessons for beginners, as well as different types of excursion - which are usually calculated by depth - for the more experienced diver. Everything from reef trips to exploring shipwrecks is available for the budding dive enthusiast, in resorts stretching from Southern California to Sharm El Sheikh.

For beginners, it can be worth taking a short course in order to get yourself acclimatised to the equipment and also the environment. If you are new to scuba diving, it can be worth taking out some travel insurance before you embark on a scuba trip.

There are insurance policies available that cater specifically to scuba and snorkelling trips. Scuba insurance can help to cover not only the cost of any equipment you might be taking with you, but also against more general traits - such as cancellations, travel delay and any medical costs you may incur as a result of an accident.

Scuba excursions can be a rewarding experience, but as with any extreme sport there is an element of danger involved, and having some holiday insurance in place before you travel is worth it if you want to make the most of your trip and put your mind at ease for when you take the plunge.

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