This article describes the basic information on travel insurance. Travel insurance Travel insurance must sometimes these basic things.
1 - Cover for cancellation or cutting short a holiday, for reasons beyond your control;
2 - Pick a starting failure or delayed for reasons beyond your control;
Expenditure emergency 3 - doctors and others;
4 - personal injury and death;
5 - damaged, lost or stolenpersonal property;
6 - Accidental damage or injury to someone else.
You can buy an annual policy or disposable.
Travel insurance does not cover higher risk of hazardous and sporting activities such as skiing, rock climbing or diving. To see if you are insured. If not, is extra.
If you cancel or shorten your trip. You need to show he had good reason to reduce or cancel the operation. It will be a list of reasonsIncluded in the bill.
It is useful to check your household insurance. As it is already with you for any loss or damage to personal belongings while you are abroad. If this is the case, you should ask for a discount. During the disaster, which simplifies things, and their benefits and pay-out will be faster, because if there are two insurers are involved, both will spend months haggling over who is responsible for the credit.
If youA credit card is sometimes include free travel insurance. If you look carefully, in order to pay for your holiday, what is covered than they could provide full coverage for all.
Package, some companies offer their own insurance. But you do not accept it. You can have your own insurance will be offered separately, usually much cheaper. A travel agent, you should not pay more for a package, because itdo not buy their insurance. If an organization tries to do this, you must contact the nearest department rules on trading.
Credits
If you request, contact the insurance company as soon as possible to request a form. A service you can call us, usually printed on the policy document or in the manual. If the phone is not on their return home.
It is expected of a reasonable care of yourAssets. And you want proof of insurance for loss or damage. When a crime is involved, you should try to report him to the police within 24 hours if possible.
Keep receipts for all goods and services you want to take advantage.
PERSONAL INJURY and medical emergencies
Always get receipts for medicines and treatments.
If medical treatment during the holidays, the telephone company will receive the insurance as soon as possible, the authorization for treatment. If possible, Contactsthem before coming to the costs of treatment.
Do you have a pre-existing condition? This means that if you already have a health problem or a disease, before you bought the policy. It must indicate the insurance company, or your application will be rejected.
Don `t count on your card card that covers all medical expenses abroad. Since the countries that have declared citizens of the United Kingdom, health care, yes, expect only the same care as a citizen of this country wouldpreserved.
Take your information and insurance policy documents or photocopies with you. In order to get information to do so, and that the phone in case of emergency.
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