Travel insurance is complicated, will not be denied. It is a wide range of activities in companies and price ranges, with such subtle differences that can be a real struggle to keep up and know what is for you. The secret is to read the fine print of any policy you remember, but even before that date, there are many common misunderstandings concerns that I have put to bed here is hope. Without further ado then, here's the Top 5 --Myths of travel insurance, which I all too happy to debunk.

Cover with a credit card is sufficient

According to the Daily Telegraph, millions of people out in the sun with the mistaken belief that they do not need an annual travel insurance multi trip because "fallen through their credit card." Most credit cards do not include travel insurance, and as a result of these people are left with potentially huge bills when they discover thatare not covered. What cards sometimes offer is travel accident insurance, which is a disease of the uninsured - that is, is still a bad heart, because it is no accident that causes the disease! For peace of mind of those who thought they were covered by their cards should be to ensure adequate insurance annual multi trip and to obtain, that they are covered against illness, theft, cancellation and lost luggage.

European Health Insurance Card is just well

This is another old misconception that just refuses to go away. The European Health Insurance Card (EHIC) is not the same travel insurance - it covers the costs in the health sector are (currently) even at a reduced fee. This does not mean that the card does not pay - it can reduce the cost of health care while you're waiting for a refund from your insurance company travel.

They are obliged to buy travel> Insurance with your holiday

In a survey 25% of users believe that some insurance types of insurance that are required to buy a product - like travel insurance with a holiday. This is not the case, travel insurance, but obviously something that you absolutely must be examined. This means they are required to ensure that your holiday travelSupplier of Pool, wants to sell, so feel free to look around.

Travel insurance is automatically included with your holiday

The downside is the belief that travel insurance is automatically included in the cost of the festival. It 'usually is not, and would be a costly mistake to find out if you need to file a complaint, so if in doubt Just ask !

Holiday Insurance covers everything that could go aswrong

The thing about travel insurance is that it throws to meet your needs - not all policies are identical and whether to opt for the cheapest you can go, chances are you will not be at increased risk for activities such as skiing or extreme sports. According to a survey I read, 49% of people do not understand their policy, which is an amazing statistic! If your insurance vacation, read through and make sure that any activity is probably coveredand if not, try to use it as an add-on to ensure that you are not an unpleasant surprise awaits you when you need to make your request.

If you are in the uncomfortable position if you need credit on your travel insurance, which helps to be prepared in advance. Read the fine print and make sure that the cover was chosen to cover the worst for your holiday and you can relax and enjoy your holidays in the assurance thatTheir annual multi trip travel insurance can only be in the worst cases!

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